Think of a pre-treatment estimate or preauthorization like a fortune-teller and crystal ball—it predicts the future costs of a dental procedure. But unlike fortune-tellers, preauthorizations are accurate.
But why would you want to get a preauthorization for future treatment?
Reasons to get a preauthorization:
o You’re planning to have extensive dental work such as crowns, wisdom teeth extractions, bridges, dentures or periodontal surgery.
o To see if a procedure is covered under your dental plan.
o To see if you’re going to exceed your maximum.
Before you schedule an extensive dental treatment, ask your dentist for a detailed cost estimate or preauthorization. Next, your dentist will submit the procedure cost to HDS for an estimate. Your dentist may have to submit X-rays or supporting documents. Finally, HDS will send you and your dentist the preauthorization.
After you receive the preauthorization you’ll know:
o How much your plan will pay toward treatment.
o Your out-of-pocket financial responsibility.
0 The amount remaining toward your deductible (if applicable).
0 How close you are to your benefit maximum.
If you’re an HDS subscriber, log in to the Members area to get more details on your plan.
Not an HDS subscriber? Visit HawaiiDentalService.com for more information on our dental plans.