Just because you retired doesn’t mean it’s time to retire your oral health routine! But what about dental insurance for retirees?
Unfortunately, most Americans lose dental benefits upon entering retirement. But coverage is still available: Hawaii Dental Service’s individual plans offer affordable dental benefits directly to individuals and families who need non-employer coverage.
Less than 1 in 6 pre-retirees have attempted to estimate healthcare costs during retirement, according to a report by Merrill Lynch. So while you’re budgeting, keep your smile in mind—even if it means paying out-of-pocket for regular dental appointments.
Older adults are still at risk for tooth decay and cavities. In fact, tooth decay is a common chronic disease in adults 65 and older. Despite issues like cavities, about a quarter of adults 65 and older haven’t seen the dentist in the past five years, missing valuable cleanings and oral health exams. In addition to cleaning teeth, dentists screen for oral cancer, periodontal disease and other mouth problems that are common in older individuals.
Daily brushing and flossing and regular dental visits are essential to keeping your mouth healthy.
A little investment upfront may save you from more costly dental treatments in the long run. Plan now for a stress-free and healthy retirement.