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MythBusters: Dental Insurance Edition

February 2, 2016 Sara Fossum

MythBusters is coming to a close, but we’re just beginning! There’s a lot of misinformation about dental benefits, and it’s hard to decode what’s true and what’s fabricated. We’re channeling our inner Adam Savage and Jamie Hyneman to debunk 4 common dental benefits myths:

• Myth: I have health insurance, so dental care is covered.

It may seem odd, but oftentimes health insurance will not cover dental procedures. Dental and health benefits operate in different ways. Health insurance focuses on treatment after an illness or injury, whereas dental insurance’s primary focus is preventing problems before they begin.

• Myth: My teeth are healthy, so I don’t need dental coverage.

Insuring your smile is a smart choice, even if you have tip-top teeth. People with dental coverage are more likely to visit the dentist and report higher levels of overall wellbeing.

• Myth: I can’t afford dental insurance.

Though it’s true financial stress is the number one reason people opt out of dental coverage, insurance doesn’t have to break the bank. Learn what plan fits your needs and budget.

And it’s worth it! The cost of restorative care far exceeds the cost of preventative treatment. 

• Myth: Dental insurance covers all treatments and procedures.

Insurance is designed to save you money, but there’s no such thing as free coverage. Before you head to the dentist, make sure you understand what treatments your plan covers. Contact us to get a clear understanding of your plan coverage.

We want to bust your insurance myths—challenge us on Facebook or Twitter!

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Trackbacks

  1. 4 FAQs about Seeing A Network Dentist - Hawaii Dental Service BlogHawaii Dental Service Blog says:
    March 9, 2017 at 1:48 pm

    […] Not necessarily. Dental coverage is maximized when you visit a dentist in a provider’s network; otherwise your plan may not cover treatments if a dentist is out-of-network. […]

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