When that “Open Enrollment” email from HR appears in your inbox, it may be tempting to just delete it. You’re happy enough with your coverage; why change anything now?
But not so fast! Open enrollment provides employees the opportunity to select different benefits for the upcoming year…and a lot can change in that one year!
Here are 3 reasons you may need to reevaluate your dental coverage this open enrollment period:
1. Health
Our health can change as we get older, which may require more dental check-ups and cleanings. Factor in your health and consider if you may need extra treatments during the next year.
If you’re in good health, don’t ignore the importance of preventive care. Revisit your current plan to see if check-ups and cleanings are mostly covered. Remember: Investing in preventive care now can save you money in the future!
2. Family
Getting married and having kids entitles you to a special enrollment period at any point during the year. But if wedding bells and baby carriages are in your near future, consider changing your coverage now to account for new dependents.
3. Coverage
Don’t assume that your coverage will remain the same, as your employer or provider may have changed your plan’s details. Check now to ensure that what you need is covered and that there are no coverage surprises come January 1st.
Still have questions about open enrollment? Ask your questions below!
