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Out-Of-Pocket Costs: 5 Things to Know

April 25, 2017 Sara Fossum

Out of pocket costs

Dental benefits are designed to save you money, but you may have to pay additional expenses outside your monthly premium, also known as “out-of-pocket” costs. 5 things factor into these expenses: 1. Coverage Dental coverage depends on your dental plan’s specific design. … [Read more...]

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3 Reasons You Should Care About Open Enrollment

November 15, 2016 Sara Fossum

Here are 3 things to consider when reevaluating your coverage this Open Enrollment period.

When that “Open Enrollment” email from HR appears in your inbox, it may be tempting to just delete it. You’re happy enough with your coverage; why change anything now? But not so fast! Open enrollment provides employees the opportunity to select different benefits for the … [Read more...]

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Caught in the Middle: Insurance Tips for the Sandwich Generation

April 28, 2016 Sara Fossum

Caring for your children and aging parents isn’t easy. These tips can help:

It seems strange to place middle-aged adults in the same category as BLTs and PB&Js. But instead of 2 slices of bread, adults are finding themselves financially “sandwiched” between 2 generations: their children and aging parents. This dual responsibility isn’t new, but … [Read more...]

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Which Benefit Plan is not like the Other? The Differences Between Medical and Dental Coverage

December 10, 2015 Michael Orozco

Not all insurance works the same! Learn how dental and medical benefits operate differently:

Tomato, tomahto. Potayto, potahto. Medical, dental. What’s the difference? Should we just call the whole thing off? The truth is, dentists and doctors care for you in different ways. Dental and medical plans are designed differently in order to be effective. • Medical … [Read more...]

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Dental 911! Coverage and an After-Hours Emergency

June 16, 2015 Michael Orozco

No one wants a knocked-out tooth, but it can happen. Expect the unexpected! In case of (dental) emergency:

No one wishes for a knocked-out tooth. But the truth is – it can happen. Expect the unexpected! In case of (dental) emergency: 1. STOP and dial your dentist. Your regular dentist should be your first call. Get your dentist’s digits now…before an accident happens. Find out how to … [Read more...]

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