Dental benefits are designed to save you money, but you may have to pay additional expenses outside your monthly premium, also known as “out-of-pocket” costs. 5 things factor into these expenses: 1. Coverage Dental coverage depends on your dental plan’s specific design. … [Read more...]
Clever Insurance Shortcuts You Had No Idea Existed
When given a to-do list, we usually leave less desirable tasks for last. Oil changes, cable company calls and insurance are among those annoying errands. Think of these shortcuts like skipping to the front of the line at the DMV. Here’s how to dispatch your dental benefits … [Read more...]
4 FAQs about Seeing A Network Dentist
Seeing the dentist is important for you and your ohana’s overall health, and it’s recommended that appointments be scheduled for every 6 months. Having dental coverage can help cover appointment costs, but it’s important to understand that certain plans work better with … [Read more...]
3 Reasons You Should Care About Open Enrollment
When that “Open Enrollment” email from HR appears in your inbox, it may be tempting to just delete it. You’re happy enough with your coverage; why change anything now? But not so fast! Open enrollment provides employees the opportunity to select different benefits for the … [Read more...]
Navigate the Medicare Dental Dilemma
Emotions run high for pre-retirees. The retirement cloud comes in 2 forms—one part white and fluffy (no more work!) — another dark and ominous (no more benefits?). Medicare doesn’t cover dental—including procedures, care or devices. Medicare will only cover it if it’s required … [Read more...]
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